About Us

Focal Point Insurance is a proud member of Smart Choice Agencies. 
Smart Choice Inc. is a network of over 6000 agencies in 45 states approved to the network giving their agents premium access to nearly 100 different A+ rated Insurance Carriers! Focal Point Insurance is the approved location for the Chisago and Washington County area with the ability to service the states of Minnesota and Wisconsin.
Focal Point Insurance is located in the beautiful town of Scandia, Mn. We combine the care of a small town agency with the powerful access to many major insurance carriers to tailor the right coverage for you at the lowest possible cost. We understand that life moves fast and furious at times so we specialize in house calls! Yes, we will be happy to stop by and visit you at your convenience to make the insurance buying process as easy as possible. If you prefer to stop by the office or buy via the internet or phone, we are happy to make that work as well. Bottom line is we are here for you! Being an independent agent gives us the leverage to present your valuable business to many different A+ rated companies finding you not only the lowest cost but premium coverage. Most importantly, we focus on what is best for you. If a review shows you are properly covered at a good price, we will tell you and send you on your way with a big smile and a handshake hoping you gained valuable information and may share your positive experience with a friend!
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Christopher Hooper
Founder/Insurance Consultant
Focal Point Insurance
Christopher has been licensed in Minnesota and Wisconsin since 2006. He began his insurance career as a Farmers Agent and has also sold State Farm Insurance as well. As an independent insurance agent, Christopher can now apply his vast experience in the industry to properly place your business with the right company. Having options with multiple A+ rated companies such as Allstate, Travelers, Progressive, Liberty Mutual, etc gives you, the customer the customer that advantage!
Christopher and his wife Ann are proud parents of 5 children, 5 grandchildren and 3 dogs! When not working to exceed your expectations as an insurance agent he enjoys hunting, snowmobiling and playing golf. Christopher and Ann are active members at Lakes Free Church in Lindstrom where Christopher is a Stephen Minister.

Hi! I’m Annie, the newest addition to Focal Point Insurance.
The last 30 years Annie has been working in the Substance Use Prevention, Intervention and Treatment industry - helping people get the treatment and education they need as it pertains to substance use and abuse. After leaving her last position, she decided it was time to try something new and what a better time to join her husband in their business at Focal Point Insurance.
Annie is the marketing/salesperson at the agency. Marketing and sales have always been her passion. She says, “hey it’s a win for the agency and for me – I get to do what I love to do most and the agency gets 30 years of talent!” Annie is also very customer driven – she will always put our customers first and will make sure the insurance solutions we find for them are a fit for them, their family and their pocketbook! “I love that I still am in an industry that I can help people!”
When she’s not in the office, you can find her with one or all of our 5 grandchildren or out on the course swinging those clubs or just relaxing at home with Chris and their 3 little furry four-legged friends.
Please give us a call or better – come on in – we’ll grab some coffee and talk about your insurance needs.
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