Focal Point Insurance is located in the beautiful town of Marine on St. Croix, MN. We combine the care of a small town agency with the powerful access to many major insurance carriers to tailor the right coverage for you at the lowest possible cost. We understand that life moves fast and furious at times so we specialize in house calls! Yes, we will be happy to stop by and visit you at your convenience to make the insurance buying process as easy as possible. If you prefer to stop by the office or buy via the internet or phone, we are happy to make that work as well. Bottom line is we are here for you! Being an independent agent gives us the leverage to present your valuable business to many different A+ rated companies finding you not only the lowest cost but premium coverage. Most importantly, we focus on what is best for you. If a review shows you are properly covered at a good price, we will tell you and send you on your way with a big smile and a handshake hoping you gained valuable information and may share your positive experience with a friend!